Rental yield calculator
Before you buy for income, calculate the net yield — not the gross figure agents quote.
Gross rental yield is what the listing says. Net yield is what you keep after IMI, AIMI, IRS income tax, maintenance, management, and the RJAL containment zone check. RealOS calculates the real number for any property in Portugal.
Rental Yield Calculator
Enter a property address or area to see net yield after all Portuguese holding costs — AL vs long-term scenarios.
Coming soon
Tool in development
This tool is not available yet. The content below is informational and describes what it will measure when launched — not real results for your property or area.
The rental yield quoted by agents and portals is almost always gross: annual rent divided by the purchase price, before costs. Net yield is what remains after the costs below.
The RJAL 2023 factor is critical: buying in an AL containment zone doesn't automatically prevent short-term rental, but it does mean new licences are suspended. If the property doesn't already hold an AL licence that transfers with the sale, your short-term rental strategy may not be legally viable from day one.
What the yield calculator includes
- IMI — annual property tax.
- AIMI — where it applies to the owner's portfolio.
- Income tax — tax on rental income.
- Management — fees for running the rental.
- Vacancy — periods without a tenant or guests.
- Maintenance — upkeep of the property.
- Condominium — building charges, where the property is in a condominium.
AL vs long-term — which is right for you?
Short-term rental is only possible where a licence can be used, and it means guest turnover, platform management, and empty periods between stays. Long-term rental is a simpler contract. Which one fits depends on the licence, the property, and your tax position.
RealOS shows both scenarios side by side so you can compare them with accurate Portuguese tax and cost inputs — not the gross yield figure that appears in the listing.
The answers below describe what this tool will do when launched. It is not available yet.