Portugal Property Intelligence Guides

Clear, factual explanations of Portuguese property law, tax liabilities, technical due diligence, and municipal market data.

All guides

You bought a house in Portugal. Now what? The first-year owner calendar
Legal & Tax

You bought a house in Portugal. Now what? The first-year owner calendar

Bought a house in Portugal? Here's the registration, IMI, gas, EPBD and condominium deadlines due in your first year of ownership and when they fall.

RealOS Editorial · 19/08/2026 · 17 min
Inheriting property in Portugal: the foreign heir's playbook
Foreign Buyers

Inheriting property in Portugal: the foreign heir's playbook

Inheriting property in Portugal as a foreign heir: which country's law applies, forced heirship, the tax deadlines, and why nobody can sell without the others.

RealOS Editorial · 14/08/2026 · 16 min
CPCV in Portugal: the promissory contract explained for foreign buyers
Buyer Guides

CPCV in Portugal: the promissory contract explained for foreign buyers

CPCV Portugal explained: what the promissory contract binds you to, why there is no cooling-off period, and the document checks to run before you sign it.

RealOS Editorial · 12/08/2026 · 15 min
How to buy property in Portugal: the full process, step by step
Buyer Guides

How to buy property in Portugal: the full process, step by step

How to buy property in Portugal step by step: the seven stages from search to escritura, the documents at each stage, and the deadlines protecting your deposit.

RealOS Editorial · 05/08/2026 · 21 min
Algarve vs Lisbon: a data-driven property investment comparison
Property Market

Algarve vs Lisbon: a data-driven property investment comparison

Algarve vs Lisbon property investment, by the data: 2026 prices, rental demand, climate risk, and foreign-buyer concentration, compared by buyer profile.

RealOS Editorial · 30/07/2026 · 13 min
Can you get a mortgage in Portugal as a foreigner?
Foreign Buyers

Can you get a mortgage in Portugal as a foreigner?

Yes, with conditions. Non-resident mortgage Portugal: typical LTV, the deposit, Euribor rates in 2026, documents, and how the 7.5% IMT fits in.

RealOS Editorial · 28/07/2026 · 12 min
How energy class F or G cuts your property's value and mortgage in Portugal (the desconto castanho)
Energy & EPBD

How energy class F or G cuts your property's value and mortgage in Portugal (the desconto castanho)

The desconto castanho, or brown discount, is the penalty a low energy class puts on a Portuguese property's value and financing. Here is how it works.

RealOS Editorial · 23/07/2026 · 13 min
Seismic risk in Portugal: where is it safest to buy?
Tools & Tutorials

Seismic risk in Portugal: where is it safest to buy?

Seismic risk in Portugal by region and building era: which areas carry the most earthquake risk, the insurance gap, and how to check a property before you buy.

RealOS Editorial · 21/07/2026 · 13 min
VeriCasa and the alternatives: property due diligence options in Portugal (2026)
Buyer Guides

VeriCasa and the alternatives: property due diligence options in Portugal (2026)

VeriCasa is built for property professionals, not buyers. Here are the property due diligence options in Portugal, what each does, and which fits you.

RealOS Editorial · 16/07/2026 · 14 min
Property due diligence checklist for Portugal: the documents you must check
Buyer Guides

Property due diligence checklist for Portugal: the documents you must check

A property due diligence checklist for Portugal: the six documents to verify before you sign, what each one proves, and where to pull it online.

RealOS Editorial · 14/07/2026 · 14 min
DL 108/2026 explained: what Portugal's new property law means for foreign buyers
Legal & Tax

DL 108/2026 explained: what Portugal's new property law means for foreign buyers

DL 108/2026 reshapes Portuguese property law from 1 October 2026, with a mandatory título urbanístico declaration in every deed from the same date. What buyers must know.

RealOS Editorial · 09/07/2026 · 23 min
What a Property Condition Score is, and why Portugal needs one
Buyer Guides

What a Property Condition Score is, and why Portugal needs one

A Property Condition Score (PCS) is a 0 to 100 score, graded PCS-A to PCS-F, that measures the gap between a property's documents and its physical reality.

RealOS Editorial · 07/07/2026 · 12 min
The real cost of buying property in Portugal (2026)
Legal & Tax

The real cost of buying property in Portugal (2026)

The total cost of buying property in Portugal in 2026: IMT, stamp duty, notary, registration and year-one costs, with worked examples at €300,000 and €500,000.

Nikola Zdraveski · 02/07/2026 · 20 min